Frequently Asked Questions



General Questions:

Q: Do you charge different rates to different customers? What if my credit is good?

A: Your credit rating doesn't affect the interest rate. Everyone pays 15%.

Q: What will I be able to borrow today?

A: The most anyone can ever borrow is $350, and new customers may only get $200 although on occasion new customers will also qualify for $350 to start.

Q: How long do I need to wait before reborrowing?

A: There is no cooling off period.

Q: How many loans can I have at once?

A: Just one loan at a time, please.

Q: Why do you need my credit report?

A: We have to verify your identity, and we also do want to look at some items on the report to determine creditworthiness. Not nearly as deep an inspection as a regular bank though.